Mann Mortgage supports our heroes: Discover the benefits of VA loans today!
Exceptional, preferred lending option for those who have served us, including affordable $0 down loans.
What are VA home loans?
Not sure where to get started? That's okay too, we're happy to meet you where you're at and direct you to the right place or person.
VA loans
at a glance.
- VA Loans are a valuable benefit provided to veterans, active-duty service members, and eligible spouses by the U.S. Department of Veterans Affairs. They are designed to make homeownership more accessible to those who have served our country.
- One of the most significant advantages of VA Loans is that they often require no down payment, making homeownership more attainable for veterans. This is a key feature that sets VA Loans apart from many other loan programs.
- VA Loans typically offer competitive interest rates, which can save borrowers a substantial amount of money over the life of their loan. Our Las Vegas Office can help you secure favorable terms that align with your financial goals.
- Unlike conventional loans, VA Loans do not require private mortgage insurance, a monthly expense that can significantly increase the cost of homeownership. This makes VA Loans an even more attractive option.
- VA Loans come with a streamlined application process, making it easier and faster for eligible individuals to secure financing for their dream homes. Our Las Vegas Office specializes in guiding applicants through this process efficiently.
Applying for a home has
never been easier
Our quick and secure process takes less than 10 minutes to apply.
Learn more about
VA loans
Eligibility for a VA Loan is generally extended to veterans, active-duty service members, and certain members of the National Guard and Reserves. Spouses of service members who died in the line of duty or as a result of a service-connected disability may also be eligible.
The VA Loan approval process involves verifying the applicant’s eligibility, assessing their creditworthiness, and determining the loan amount. Our Las Vegas Office is well-versed in this process and can guide you every step of the way.
VA Loans can be used to finance various types of properties, including single-family homes, condominiums, and multi-unit properties. The property must meet certain safety and livability standards, and a VA-approved appraiser will assess its value.
While VA Loans typically have lower closing costs than conventional loans, there are still some fees involved, such as the VA funding fee. However, this fee can often be rolled into the loan amount.
Yes, VA Loans can be used to refinance existing mortgages. The VA offers several refinancing options, including the Interest Rate Reduction Refinance Loan (IRRRL), which allows you to lower your interest rate.
In conclusion, VA Loans offer a unique opportunity for veterans, active-duty service members, and eligible spouses to achieve the dream of homeownership in Mountain Springs, Corn Creek, and Crystal. Our Las Vegas Office is here to assist you throughout the entire process, ensuring that you make the most of this valuable benefit. Whether you’re starting your homeownership journey or considering a refinance, VA Loans can be an excellent choice for securing the home you desire.
“I was put in a situation where I quickly needed to find an affordable home using a VA loan the Mann mortgage team took care of that. I am grateful that they took care of my needs and quickly and professionally.”
Adam P. B.
Let's get you home.
0% down financing for qualified veterans, service members & eligible spouses. Our local loan experts will help guide you.
